Learn to invest in what matters,
with women who get it.

Join Vanessa & Rhonda’s Fall Circle, specifically for women of color.  It’s a small-group experience built around Investing for Impact—a trusted course where you’ll grow your confidence and align your money with your values.

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Why Circles Work

Investing can feel intimidating, but it doesn’t have to. Circles create a rare space where women feel safe talking about money, asking real questions, and growing in confidence together.

Each Circle is small, supportive, and led by a peer who’s walked this path before. You’ll learn, reflect, and take action in community—free from judgment, jargon, or pressure.

Because financial power doesn’t come from going it alone. It comes from connection, clarity, and the courage to start.

What’s Included for $125

✔️ A 3.5-month experience with 7 live, small-group sessions
✔️ The full Investing for Impact curriculum
✔️ A personalized workbook + expert-vetted tools
✔️ Guidance and support from your Circle Leaders, Vanessa & Rhonda
✔️ Access to the Invest for Better community + events

When and How We’ll Meet

Biweekly on Thursdays at 7:00 – 8:30 pm ET on the following dates:

  • September 17
  • October 01
  • October 15
  • October 29
  • November 12
  • December 03
  • December 17

What To Expect From Your Circle

One of the best parts of this experience is the women you’ll meet along the way. Your Circle will include 8–20 women of color who care deeply about building a better future and are ready to explore how their money can help make it happen.

Vanessa & Rhonda’s Vision for This Circle

My hopes for the Fall 2026 circle are that we 1) connect as a community, 2) grow in our investing confidence, and 3) move our money in support of an economy that prioritizes people, planet, and justice. These were my hopes for my first circle and I’ve continued to achieve these with each and every IFB circle, in-person gathering, and webinar. All of my IFB experiences strengthen my commitment and add to my toolbox for aligning money with values.
~ Vanessa

In 2025, I completed an Invest for Better: Shifting Wealth and Shaping Futures circle led by Vanessa Lowe. This circle, specifically for women of color, was life-changing for me because it provided a community of women working to improve their wealth. My Circle created a safe space for me to discuss my thoughts and behavior around money and investing without shame. My hope for our circle is that other women of color will get this experience. My hope is that our circle provides them with more knowledge on how to use money and investing to achieve their financial aspirations.
~ Rhonda

Meet Your Circle Leaders

Vanessa Lowe

Vanessa Lowe

Welcome to our page!  I spent 21 years in federal service supporting access to capital for underserved communities. I joined Invest for Better (IFB) after retiring in 2021 at age 56. I’ve co-led 3 women of color circles including the 2025 “Shifting Wealth, Shaping Futures” cohort that launched the latest curriculum. I’m also a Philly IFB Hub circle leader and serve on the national IFB Steering Committee. See more details and connect with me on LinkedIn.

Dr. Rhonda Erica Baylor

Dr. Rhonda Erica Baylor explores wealth building through the lens of an educational psychologist, focusing on how people develop financial habits and make decisions that influence their financial well-being. With professional experience in taxation and teaching personal finance, Dr. Baylor is passionate about translating complex financial concepts into practical strategies that people can apply in their daily lives. She has facilitated women-centered book talks designed to foster learning, confidence, and community. Her goal is to empower women to build wealth through informed impact investing, effective debt management, and increased earning potential.

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Investing Is Personal. And It’s Powerful.

When women take charge of their financial lives, everything shifts.

🌟 We gain confidence.

🌟 We build real wealth.

🌟 We use our money to shape a more just and joyful world.

This isn’t a finance seminar or a one-size-fits-all plan. It’s a guided, supportive journey inside a small group of women—your Circle—where you’ll connect, learn, and take meaningful action.

Because when we invest for impact, we don’t just grow our wealth, we help change what’s possible.

What Makes This Different

Investing for Impact makes values-aligned investing more accessible, personal, and doable. The course gives you the tools. The Circle brings it to life—like a book club, but for your financial future.

Over 2,000 women have gone through this experience—and it works. Here’s why:

  • Designed for women by women

  • Grounded in real conversations and emotional connection

  • Easy to follow with minimal prep (just 30-60 minutes of self-study per session)

  • Packed with practical tools you can use immediately

  • Backed by experts who have your back

  • Centered around action—so you’re never just learning, you’re moving forward

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Our money has power, so let’s use it.

Because when we invest, we do more than build personal wealth. Right now, most money is tied up in systems that put profits first, not people. But when we invest for impact, we can change that—shifting industries, influencing decisions, and building a future that works for us.

What happens when we invest with intention?

  • Women entrepreneurs get the capital they need to thrive

  • Companies that prioritize racial and gender equity grow stronger

  • Sustainable housing, clean energy, and other community-driven solutions reach the people that need them most

A Peek Inside the Course

In seven powerful sessions, you’ll reflect, learn, and take action in a space that feels real, supportive, and yours. It’s honest. It’s personal. And you won’t do it alone.

  • Meeting 1: Understanding Your Money Story

    You’ll kick things off by connecting with your Circle and exploring your relationship with money. Begin the courageous (and often liberating) process of rewriting the stories that have shaped your financial life. Expect connection, reflection, and a sense that you’re not alone. 

  • Meeting 2: Taking Inventory

    This session is a true eye-opener. You’ll map out where your money is currently invested—many for the first time—and begin to see how your dollars are working in the world. What you learn here often sparks a lasting shift in perspective. 

  • Meeting 3: Beyond the Dollar

    In this session, we’ll uncover how financial institutions use your deposits and help you evaluate whether their values align with your own. You’ll leave with practical steps to regain agency over where your money sleeps at night. 

  • Meeting 4: Exploring the Stock Market

    Whether you’re a total beginner or you’ve been investing for years, this session will likely surprise you. From mutual funds to ETFs, we break down how the market works—and how it can work for you. You’ll walk away with tools to evaluate your portfolio with confidence. 

  • Meeting 5: Values-Driven Public Equities

    You don’t have to choose between doing good and doing well. This session shows you how to align your public investments with your values without sacrificing returns. 

  • Meeting 6: Private Investing for Direct Impact

    Crowdfunding, private equity, angel investing—welcome to the side of the investment world most women never get to see. Whether you dive in or not, you’ll learn what’s out there and why it matters. 

  • Meeting 7: Financial Advisors & Next Steps

    Not all financial advisors are created equal—and not everyone needs one. You’ll get clear on what kind of support (if any) you want going forward. Then, you’ll complete your personalized workbook and commit to next steps that feel authentic, doable, and exciting. 

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Not quite ready? Join IFB for free and stay inspired!

You don’t have to have it all figured out to take the first step. If you’re curious or just want to stay in the loop, we’d love to stay connected. As a free member, you’ll get our Getting Started Guide, monthly newsletters with updates and tips, invitations to free webinars and upcoming courses, and access to a community of like-minded women.